#11. Posted:
LSX
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PostMalone wrote if you have a job, i would highly advise against a credit card, its a trap waiting to happen. get a small loan with affordable payments, easiest and simplest way to build credit


It's only a trap if you are bad with money and are stupid
#12. Posted:
Maze
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LSX wrote
PostMalone wrote if you have a job, i would highly advise against a credit card, its a trap waiting to happen. get a small loan with affordable payments, easiest and simplest way to build credit


It's only a trap if you are bad with money and are stupid


This.

OP, please don't be dissuaded by this.
If you use your credit card smart, and only spend what you can pay back right away and you do pay it back right away, then you will face no consequences and won't fall into any traps.
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