I had 94 Million gifted to me in a money lobby and I was fine with that much, didn't want any more money just wanted enough to buy a few decent cars and customize them. However, after leaving the money lobby me and my friends setup a game (not invite only) and was just messing around in helicopters and planes. The lobby began to fill up and then some guy just gifted one of my friends 1 billion (he now has 10Billion) and then shortly after I was gifted 1 billion also, so now I have 1.9 billion which in my eyes is not good because I might get banned right?

So if possible, could anyone host a lobby where I can just spend around half of my money so I have less chance of getting banned from online. Also, please comment if you have knowledge of people getting banned or people not getting banned and having ridiculous levels and money.

Cheers. +REP for people who offer decent advise/help.