just wondering if you will get banned for modding your credits on your account because im level 50 online and completed offline and beginning to run out of credits, all i do is free roam with friends but find myself always selling cars just to buy the next. its not like im cheating because i dont even race online anymore. i wanted to use 'Horizon'(modding tool) to mod my credits and wondered if anyone has used it themselves or others and been successful or been banned?