AndroidSamsung Galaxy S8Posted:

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I'm a 20 year old who is at the moment saving for a mortgage so I'm living at home with my parents. I found a great deal on a S8 for £27.99 a month and £90 up front on a website. Later that day after I paid for it the company I bought it from said EE had declined my application. I assume it is due to credit rating however how are you supposed to improve your credit rating when I can't even get something as insignificant as a phone. I earn roughly £1500 a month too and have done for the past year so that shouldn't be the issue.

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6GA (01-29-2018)
#2. Posted:
6GA
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I would say open a credit card with a limit that you feel comfortable paying. I started with 500$ and now they pushed the limit to 1500. Credit goes up which stores are looking for.
#3. Posted:
Mikey
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Open up a few credit cards mate, as you live at home like me you wont have many debts coming out. So credit cards believe it or not will improve your credit rating the fastest i would say. Doesnt have to be alot, just like $100 - $500 maybe will work.
#4. Posted:
Mooneye
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Open a Credit Card that has a limit that you can actually pay back.

You don't want your credit getting all messed up. Trust me.
#5. Posted:
KyloCrux
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Credit card and get some more simple bills in your name to build your credit first or get a co-signer.
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